The Quadrant Plan serves as the bridge that connects your financial plan to your investment portfolio. It gives clarity to your full financial picture and ultimately guides your portfolio allocation across a set of distinct and complementary investment strategies. The goal of the Quadrant Plan is to build an optimal portfolio mix that offers the potential to most efficiently and effectively reach your financial goals
Yield
ObjectiveIncome yield, such as dividends or interest, generated by your investments, providing cash flow and accessibility
Asset TypesHigh-income and generally liquid assets, such as bonds and other fixed income securities
Protection
ObjectiveThe ability to keep pace with inflation while focusing on capital preservation, stability, or downside protection
Asset TypesDownside-protected investments, such as CDs, fixed annuities, structured products, buffer products, and money markets
Balance
ObjectiveBroad participation in the total of all return sources provided by a wide range of investments
Asset TypesDiversified, broad market exposure that includes stocks, bonds, and often alternative investments
Growth
ObjectiveReturn that results from increasing prices or capital appreciation of an investment, ultimately resulting in long-term accumulation
Asset TypesGrowth-oriented strategies and investments, including stocks and certain uncorrelated assets
“There are no perfect investments, but there are near-perfect portfolios.”
–Steve Osterink, Sr.
The Quadrant Plan assembles various investment strategies intentionally around your unique planning goals.